New Visa Benefits: Get Free Personal Finance Advice

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Visa is giving several of its consumer credit cards a big upgrade this week, including access to free courses — including personal finance and investing courses — with the Skillshare online learning community.

The company announced new benefits for all US consumer cards Monday, with additional perks for more premium Visa Signature and Visa Infinite cardholders — all for free.

Providing savings on everything from live shows to catering and pharmacy, these perks are just another example of how credit card issuers have changed or added new rewards to better reflect consumer and cardholder spending habits throughout the pandemic. In recent months, we’ve seen a list of competitive new subscription bonuses, added perks (which in some cases also mean higher annual fees), and partnerships with brands that expand the range of benefits offerings.

As new benefits come from Visa, they’re not limited to any one credit card issuer, and can help add value or offset annual fees for some of our favorite cards from Chase, Capital One, and more.

Let’s take a closer look at what Visa cardholders can access right now:

Skillshare . Membership

Skillshare is an online learning community that offers over 30,000 classes to its members, on topics ranging from freelancing and entrepreneurship to marketing, productivity and more. But perhaps our favorite part of this upgrade is the access to personal finance guidance – in fact, one of our picks for the best investing courses available today is the Skillshare course that you can access with your Skillshare membership.

This new feature is only available to Visa Infinite and Visa Signature cardholders. If you’re a Visa Infinite card holder, you’ll have access to a free three-month membership, plus 30% off annual renewals. Skillshare monthly membership starts at $15. Some of the popular Visa Infinite cards include the Chase Sapphire Reserve® and the US Bank Visa Infinite® Reserve card*.

If you’re a Visa Signature card holder — which includes cards like the Chase Sapphire Preferred® and Capital One Venture Rewards credit card* — you’ll get access to a free Skillshare membership for the same three-month period, then 20% off annual renewals.

Shipp Membership

Visa credit card holders will now also have free access to Shipt, a delivery service that operates nationwide with retail partners like Target, Bed Bath & Beyond, and CVS.

All Visa cardholders can get free same-day delivery on orders over $35, but your card type will determine the added membership benefits. Visa Infinite cardholders will get up to three years of free Shipt membership. Visa Signature cardholders can get free membership for three months, then 50% off membership for another nine months. All other US Consumer Visa credit card holders will receive a free one-month membership, as well as a 50% discount on three-month membership.

Shipt’s annual membership usually costs $99, so there are some great savings to be found here no matter what type of Visa card you might have.

Sofer Sounds Membership

Sofar Sounds is a company that hosts small live shows in daily spaces and operates in more than 400 cities around the world. Tickets typically range from $10 to $30, depending on the company, and feature three separate shows. Visa cardholders can now access tickets for Sofar shows before they go on sale to the general public.

Visa Signature and Visa Infinite consumer credit card holders will get unlimited access to the 7-day pre-sale window, as well as one free ticket for any offer when purchasing one or more tickets. All other US consumer credit card holders get the same presale benefit, but are limited to two free tickets per year.

Best Visa Infinite and Visa Signature Credit Cards

Credit card benefits often come from the credit card issuer, but certain types of Visa cards offer valuable benefits beyond what the issuer itself might offer. Depending on the type of Visa you have, you may be eligible for some powerful perks and benefits that can add value to your card, all for free.

Visa Signature and Visa Infinite are the two most premium types of Visa cards available, which means that getting approved for one card will require an impressive credit score. You can check if your card is Visa Signature or Visa Infinite by looking for the Visa logo on the front of the card, or looking for the details in your card agreement.

Visa Infinite is the most profitable type, but there are only a few cards on the market today that carry this rating. You can also apply for a card that offers a Visa Signature or Visa Infinite version, but this type of visa is not approved, but a Standard Visa instead – in many cases, the type of card you’re assigned depends on the credit line you qualify for. In connection with these new benefits, this means that you will be eligible for the benefits available to all US Visa cardholders, but not only Visa Signature or Visa Infinite cardholders. Always check your card agreement when agreeing to your card account details and benefits to which you are eligible.

These are some of our favorite Visa Infinite and Visa Signature cards that not only offer these new Visa benefits but also provide great value on your spending overall.

  • Introduction show:
    Earn an extra 1.5% cashback
  • Annual fee:

    0 dollars

  • Normal April:

    15.24% to 23.99% variable

  • Recommended credit:

    670-850 (good to excellent)

  • Apply now External link icon In Chase Safe Site
  • Introduction show:
  • Annual fee:

    $95

  • Normal April:

    16.24% – 24.24% (variable)

  • Recommended credit:

    670-850 (good to excellent)

  • learn more External link icon In a secure location for our partner
  • Introduction show:
  • Annual fee:

    $550

  • Normal April:

    17.24% – 24.24% variable

  • Recommended credit:

    740-850 (Excellent)

  • Apply now External link icon In Chase Safe Site

Hunt for Freedom Unlimited®

Chase Freedom Unlimited is our top choice of cashback credit card, offering Visa Signature version. You’ll earn a flat 1.5% on every purchase, plus boosted rewards in reward categories such as travel and dining at restaurants and pharmacies. This card’s welcome bonus allows you to earn an extra 1.5% on everything you buy (up to $20,000 spent in the first year) in cash. This is 6.5% off travel purchased through Chase Ultimate Rewards®4.5% on restaurants and pharmacies, and 3% on all other purchases.

In addition to Visa Signature perks, Freedom Unlimited offers benefits such as 5% cashback on Lyft flights (until March 2022) and a free 3-month DoorDash DashPass membership (active by 3/31/22)

Prefer to chase sapphire

The Chase Sapphire Preferred, a Visa Signature credit card, is our top pick for a card with an annual fee of less than $100. They are also currently offering a sign-up bonus of 80,000 points after spending $4,000 in the first three months.

You’ll earn Chase Ultimate Rewards points for dining, travel, broadcasting, and more. Plus, enjoy perks like a free DoorDash DashPass membership until 12/31/24. Taken together, all of these benefits can help offset the cost of the $95 annual fee.

Capital One Venture Rewards Card

The Capital One Venture is another Visa Signature credit card and a major competitor to Chase Sapphire Preferred for travel rewards. It also has an annual fee of $95, and comes with a credit of up to $100 for the TSA Precheck/Global Entry application fee. This, in addition to the new Visa perks described above, can help offset the cost of those fees.

The card offers 60,000 bonus miles after spending $3,000 on purchases in the first three months. You’ll also earn 2 miles per dollar on every purchase, which you can redeem on travel purchases you make with the card or transfer to travel partners.

US Bank Cash + ® Visa Signature® Card

The US Bank Cash + Visa Signature Card is one of our favorite hidden credit cards. It has no annual fee, and gives you the flexibility to earn cash rewards in the reward categories you spend the most. Each quarter, you can choose the categories of your choice to earn 5% cashback (up to $2,000 spent each quarter) – including in department stores, furniture stores, gyms, fast food, even movie theaters, and the categories you do Most other credit cards do not offer.

You’ll also earn 2% cashback on your choice of gas stations, restaurants, and groceries, which can help you maximize your earnings, and 1% on everything else. Now, the addition of these new Visa privileges adds even more value to the $0 annual fee card.

Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Card can help get great value for those who shop at Amazon or Whole Foods frequently. It’s another Visa Signature credit card, and it has no annual fee, although you must be an Amazon Prime member to apply. You’ll earn an Amazon.com gift card worth up to $150 instantly upon account approval—that can help offset the $119 annual Prime membership cost.

With the Prime Rewards Card, you’ll earn 5% cash back at Amazon and Whole Foods, 2% cash back at restaurants, gas stations, and pharmacies, and 1% cash back on everything else. If you’re already a prime member anyway, you can get great perks and benefits from this card without paying an annual fee, especially with the addition of these new Visa privileges.

Chase Sapphire Reserve

The Chase Sapphire Reserve is a Visa Infinite card – and one of the few Visa Infinite options currently available from major issuers. It’s a premium credit card that rewards travel with an annual fee of $550, but it also comes with a host of benefits, including $300 travel credit, up to $100 TSA PreCheck/Global Entry credit, Priority Pass airport lounge membership, and more. So. You’ll also earn Chase Ultimate Rewards points on travel and dining.

Cardholders can earn a registration bonus of 50,000 points after you spend $4,000 in the first three months of account opening.

*All information about the Capital One Venture Rewards credit card and the US Bank Cash + Visa Signature card has been collected independently by NextAdvisor and has not been reviewed by the issuer.

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